Card Insight LLC (Operated by Borg Engine LLC)
Last Updated: April 18, 2025
Card Insight LLC, operated by Borg Engine LLC. These Terms of Service (“Terms”) govern your access to and use of our website, online education services, and any related content or materials (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
1. Eligibility
You must be at least 18 years old to use our Services. By using our Services, you represent that you are at least 18 years old and have the legal capacity to enter into these Terms.
2. Account Registration
To access certain features of our Services, such as enrolling in courses, you may need to create an account. You agree to:
- Provide accurate, current, and complete information during registration.
- Maintain the security of your account by keeping your password confidential.
- Notify us immediately of any unauthorized use of your account.
- Be responsible for all activities that occur under your account.
3. Use of Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You will not:
- Use the Services to engage in any illegal or unauthorized activity.
- Attempt to gain unauthorized access to any portion of the Services or related systems.
- Reproduce, distribute, modify, or create derivative works of our content without prior written permission.
- Use automated systems (e.g., bots, scripts) to access or collect data from the Services.
- Interfere with or disrupt the operation of the Services.
4. Course Content and Intellectual Property
All content provided through our Services, including but not limited to course materials, videos, text, and graphics (“Content”), is owned by Borg Engine LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may:
- Access and use the Content solely for personal, non-commercial educational purposes.
- Not share, distribute, or reproduce the Content without our express written consent.
5. Payments and Refunds
- Payments: Some Services, such as courses, may require payment. You agree to provide accurate payment information and authorize us to charge the applicable fees through our third-party payment processors.
- Refunds: Refund policies vary by course or service and will be outlined at the time of purchase. Please review the specific refund policy for each Service before making a payment. Unless otherwise stated, all sales are final.
6. User Content
You may have the opportunity to submit content, such as comments, reviews, or assignments (“User Content”). By submitting User Content, you:
- Grant Borg Engine LLC a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display your User Content in connection with the Services.
- Represent that your User Content does not infringe on any third-party rights or violate any laws.
- Agree that we may remove or modify your User Content at our discretion.
7. Termination
We may suspend or terminate your access to the Services at our sole discretion, with or without notice, if you violate these Terms or engage in conduct we deem harmful to our business or other users. Upon termination, your right to access the Services will cease, but these Terms will continue to apply to your prior use.
8. Disclaimers
The Services are provided on an “as-is” and “as-available” basis. We do not warrant that the Services will be uninterrupted, error-free, or suitable for your specific needs. To the fullest extent permitted by law, Borg Engine LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
To the maximum extent permitted by law, Borg Engine LLC, its affiliates, officers, employees, or agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Services, even if advised of the possibility of such damages. Our total liability for any claim will not exceed the amount you paid for the Services giving rise to the claim.
10. Indemnification
You agree to indemnify and hold harmless Borg Engine LLC, its affiliates, officers, employees, and agents from any claims, damages, or expenses (including reasonable attorneys’ fees) arising out of your use of the Services, violation of these Terms, or infringement of any third-party rights.
11. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising under these Terms will be resolved exclusively in the state or federal courts located in New York County, New York, and you consent to the jurisdiction of such courts.
12. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on our website with the “Last Updated” date. Your continued use of the Services after changes indicates your acceptance of the updated Terms.
13. Contact Us
If you have questions about these Terms or our Services, please contact us at: [email protected]